lease with option to buy, lease buy, lease purchase, lease option to sell, lease to sell, lease sell, mortgage turn down, mortgage denial, mortgage disqualification, specialize rent to own, specialize lease purchase, residential market, rent to own program, lease to own programs, lease option sellers, tenant buyer, closing a rent to own, closing a lease to own, matching tenant buyer with seller, valuation of property, purchase price vs value, actual property value, qualifying for a mortgage, local rent to own company, local lease purchase company, rent to own prequalification, lease purchase prequalification, mortgage broker, referral network

Here’s Why

In today’s challenging real estate market, there is a large population of potential Buyers who are unable to purchase a home for any number of reasons, and yet they are driven to the dream of homeownership. We commonly see folks who, through no fault of their own have had credit challenges. Things like unexpected medical bills, the loss of a job, a divorce, the death of a spouse, or even a severe increase in an adjustable rate mortgage. Those are just a few of the unforeseen bumps in the road that many have experienced over the last few years. If you are one of these good people who have suffered through an unfortunate circumstance and you are:

mortgage turn down, mortgage denial, mortgage disqualification, credit challenges, lease purchase
  1. SICK of renting!
  2. Wanting to build EQUITY!
  3. Wanting a space you can call your OWN!
  4. Seeking PRIDE of ownership!
  5. Wanting a home NOW!
  6. Wanting your family to have some place to really call HOME!
  7. Needing a NEW BEGINNING after a Short Sale, Foreclosure, or Bankruptcy!

If this sounds familiar, then you are quite possibly a good candidate for looking into what a Rent 2 Own purchase could do for you.

Here’s Who

Our Team Members have all had the pleasure of working to help folks from many walks of life achieve/re-achieve their dream of homeownership. Most often we work with GOOD PEOPLE who have been faced with a set of challenging circumstances and they are in the process of rebuilding their lives. The following guidelines would be helpful for our Team to move forward in assisting you:

pride of ownership, good people, dream of homeownership, program qualifications, challenging real estate market, steps to our program, lease option, lease with option to purchase
  1. You must have a 500+ credit score (exceptions are possible for specific hardships).
  2. If you have had a Foreclosure it must have been 2+ years ago.
  3. If you have had a Bankruptcy it must have been 1+ years ago.
  4. If you have had a Short Sale it must have been 6+ months ago.
  5. You must have a solid work history with your current employer for a minimum of 1+ years.
  6. You must have an income level that would qualify you to buy a home.
  7. You must not have high levels of debt.
  8. Savings that allow you to put up to 5% down payment for the option fee, with some reserve left over for unexpected expenses.

Here’s How

The process of a Rent 2 Own purchase parallels that of a traditional purchase, with only a few exceptions. The process has several steps, much like buying a home.

owner financing, contract for deed, rent to own, rent to buy, rent buy, build equity, lease with option to buy, lease buy
  1. After filling out an application, we conduct an interview to determine if a Rent 2 Own purchase is right for you.
  2. Next, you’ll sit down with a mortgage broker to determine what you could conservatively qualify for by the end of your Rent period based on your current situation.
  3. If credit repair is determined to be appropriate, we will refer you to a reputable, non-affiliated credit repair group at OUR EXPENSE. We will assist you in monitoring and taking corrective action to insure the highest likelihood of being able to qualify for your mortgage by the end of your Rental agreement.
  4. Then it is time to match you with a home that meets your wants and desires, and a Seller that is motivated to have a high quality Rent 2 Own Buyer like you in their home.

As soon as you are able to qualify to purchase your home (usually well before the end of the lease/option date), we set a closing date and you are now the PROUD OWNER!

Our team of experienced and caring professionals will guide you through the Rent 2 Own process to insure the best experience possible!


  • Our experience with Twin Cities Rent 2 Own was fantastic. Not only did we end up with the house of our dreams in a location we love, we had great personal service from not just one member of the Rent 2 Own staff, but the entire team. We felt listened to, respected, and our needs and wants were given personal attention from Shaun.He was responsive, very knowledgeable and really fun to work with. When we needed input from others at Rent 2 Own, they were there on weekends, evenings and whenever we needed them.

    - Leah
  • I would like to thank Twin Cities Rent 2 Own for the outstanding job they did in placing the right buyers into one of my rental units. Shaun & Glenn were very helpful in walking me through the whole process of what to expect, timelines for marketing & executing a deal, as well as clearly laying out the numbers of why it is a better deal in this market to go with a rent to own sale versus a traditional sale. I was impressed at how quickly they had the property listed on their website, the MLS and had signs canvassing the neighborhood to market this property. Shaun took care of all the showing and stayed in constant communication with me through the whole process.

    - Jay L.

We are personally inviting you to join Twin Cities Rent 2 Own email outreach list. Future emails will include new property listings, as well as requests for certain types of properties we may be looking for to fit our Buyer’s needs. We will also be sending out a quarterly newsletter filling you in on all the latest trends in the Rent 2 Own market place.