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Step #1- The Rent 2 Own Road Map.

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If you fail to follow the Rent 2 Own road map you will likely end up failing to purchase your Rent 2 Own home and completely swear off the idea of rent to own all together.

Following the rent to own road map is that important!

Common Pitfalls When the Road Map is Not Followed:

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  • You fail to qualify for a mortgage before option period expires (Losing your Home)

  • You move into a home that is priced higher than you can qualify for (Unable To Buy)

  • You fail to close because you didn’t understand the actual closing costs (Unaffordable)

  • You end up with a house payment $500 or more above your original rent(Unaffordable)

…And the list goes on!

Navigating the Rent 2 Own Road Map only takes a few minutes of your time and can prevent months of frustration and disappointment!

Step #2 Speak to a Mortgage Professional

Don’t Sign ANY Rent 2 Own Contracts just Yet!

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About now, you’re sitting back, cruising down the Rent 2 Own road map, and you think you’re ready to race head first into a contract for that perfect Rent 2 Own home, right?

WRONG! You need to speak to a lender NOW, before getting more serious about a Rent 2 Own home. Mortgage professionals are on your side. They will review the most up-to-date mortgage guidelines with you to simplify the Rent 2 Own process.

The requirements to qualify for a mortgage are constantly changing! So even though you aren’t planning to purchase the home today, you still need to VERIFY that your family’s income can qualify you for your target purchase price. A mortgage lender can help you determine a timeline for you (and your family) to likely qualify for a mortgage.

The LAST thing you want to do is move into a Rent 2 Own home under a contract you can’t fulfill! I would hate to see you pay $5,000 or likely more upfront for a contract to purchase a home in 12 months, only to find out several months later you stood no chance of qualifying for a mortgage within the next 24 months. There goes your $5,000 down the drain!

Our process gets this hurdle out of the way immediately!

Oh, By the Way, Don’t Expect the Seller to Assist YOU

The vast majority (99%) of Sellers offering their home as a Rent 2 Own are not going to help you figure out if you can qualify for a mortgage within the time frame you both agree to. They either don’t know how to help you, and all too often, they just don’t care. Qualifying for a mortgage is your challenge to deal with, not theirs.

Our Quick and Easy Way!

We have developed a network of local mortgage lenders extremely familiar with our Rent 2 Own process. In your Rent 2 Own mortgage consultation, your loan officer will go to work for you to help you understand how to move forward quickly and safely.

Your Rent to Own Mortgage Officer Will Answer the Following:

  • Based on your current credit, how long will it be before you could qualify for a mortgage?
  • Based on your income and debt, what home price point can you plan on qualifying for?
  • What items on your credit report do you need to work on?
  • What you should expect to pay for a down payment and closing costs based on the size of the mortgage you could qualify for?

Make sure to write down the answers to these questions! The home price estimates, down payment amount, and closing costs will be useful numbers in the upcoming steps, especially when beginning your Rent 2 Own search.

Step #3 Credit Restoration?

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Now that you have your credit report as provided by your mortgage professional, what’s next?

It is very important to check your credit report for any and all blemishes and discrepancies. Take time to look it over and understand your report.

Do you see anything negative or inaccurate?

Even the smallest credit blemish may affect your chances of buying your Rent 2 Own home!

So You Ask “How do I Repair My Credit?”

All three credit bureaus will provide you with information on how to challenge a blemish or error on your credit report. Typically, they will have you fill out a lot of paperwork and submit a long explanation of why you feel the report is inaccurate.

We have seen many try this before, and from what we have observed, the process takes FOREVER and the credit bureaus show little, if any, concern for you or your credit challenges. Frankly most people just give up!

“So What do You Do?”

Save yourself the hassle and time of disputing through the credit bureaus and work with our top choice!

TurnScor Credit Technologies

You don’t want just anyone handling your credit, that’s why TurnScor Pro has our vote for the best “self-help” credit repair system available.

And best of all WE PAY for your credit restoration as part of our program.

TurnScor Pro has proven time and again their system’s ability to clean up their clients past credit challenges.

TurnScor Pro Provides:

  • Unlimited credit bureau disputes
  • Debt validations
  • Guidance for building your new credit profile

And remember WE PAY for 100% of your “self-help” credit restoration costs with TurnScor Pro.

Why TrunScor Pro is Our Number One Choice:

  • Proven credit restoration system
  • Unsurpassed record of restoring their clients credit FAST!
  • A+ Rating with the Minnesota Better Business Bureau.

We could go on and on about TurnScor Pro, but I think you get the picture.

Step #4 – Beginning Your Search

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Now is the time to get ready to sign that contract!!

The most exciting step has arrived… starting your search for a Rent 2 Own home!

Actually, this is a step most people get stuck on during the Rent 2 Own home search.

  • Unable to find “Rent 2 Own” home Listings
  • Not sure where to look
  • Not sure how to approach Sellers
  • Not sure how to protect your interests
  • Not sure about contracts
  • Not sure, not sure, NOT SURE!!!

The best part is you do not have to traverse this mine field alone. We are here to help you navigate safely through your Rent 2 Own experience. Now, we know you probably have many more questions, so you should check out our FAQ (Frequently Asked Questions) section under our Buyers tab.


  • Our experience with Twin Cities Rent 2 Own was fantastic. Not only did we end up with the house of our dreams in a location we love, we had great personal service from not just one member of the Rent 2 Own staff, but the entire team. We felt listened to, respected, and our needs and wants were given personal attention from Shaun.He was responsive, very knowledgeable and really fun to work with. When we needed input from others at Rent 2 Own, they were there on weekends, evenings and whenever we needed them.

    - Leah
  • I would like to thank Twin Cities Rent 2 Own for the outstanding job they did in placing the right buyers into one of my rental units. Shaun & Glenn were very helpful in walking me through the whole process of what to expect, timelines for marketing & executing a deal, as well as clearly laying out the numbers of why it is a better deal in this market to go with a rent to own sale versus a traditional sale. I was impressed at how quickly they had the property listed on their website, the MLS and had signs canvassing the neighborhood to market this property. Shaun took care of all the showing and stayed in constant communication with me through the whole process.

    - Jay L.

We are personally inviting you to join Twin Cities Rent 2 Own email outreach list. Future emails will include new property listings, as well as requests for certain types of properties we may be looking for to fit our Buyer’s needs. We will also be sending out a quarterly newsletter filling you in on all the latest trends in the Rent 2 Own market place.